Term of Service

This Term of Service consists of the following documents: this main text, the Privacy Policy, and any supplements, exhibits, schedules, and appendices (collectively, the “Agreement”). This Agreement constitutes a legally binding covenant between you and LEAPCAT LIMITED. LEAPCAT LIMITED is a company organized under the laws of New Zealand. Please read this Agreement carefully, paying special attention to the terms in bold. You confirm that you have the full legal capacity to understand, confirm, and accept the entirety of this Agreement.

1. Definitions

“You” means any natural person, legal entity, or institution that intends to or will Use our products;“Use” means to install, modify, or apply our products or any functional parts thereof;“LEAPCAT” or “We” or “Us” means LEAPCAT LIMITED, a company organized and existing under the laws of New Zealand;“Leapcat Product” or “This Product” means the LEAPCAT web-based and mobile application services for smart mobile devices or desktop devices.

2. Confirmation and Acceptance

By clicking to confirm this Agreement, you indicate that you have carefully read, fully understood, and agree to all terms of this Agreement, agree to bear the risks that this Agreement may bring to you, and are willing to be bound by this Agreement. This Agreement is between you and Us (including any member of the group involved in the operation of the software, applications, and websites) concerning your use of our software, applications, websites and any successor thereof (collectively “Leapcat Product”) and the services provided therein (“Service”). By downloading, installing, using, or accessing the Leapcat Product, you consent to be bound by this Agreement. We may update this Agreement from time to time. The most updated version will be made available at https://leapcat.ai, especially when required by compliance authorities. In addition, any agreements, rules, and policies issued by LEAPCAT from time to time shall constitute part of this Agreement, and you agree to be bound thereby. Your continued use of the Leapcat Product or Service constitutes your acknowledgment and acceptance of such updates and changes. If you do not agree to such changes, you shall immediately cease using the Service. You may be subject to additional agreements and terms (“Additional Terms”) if you use specific Services. Please read and accept such Additional Terms before using such Services. Your use of such specific Services constitutes your consent to the Additional Terms.

3. Registration and Cancellation

Before registering or using the services of This Product, you should confirm that you are a natural person with full civil rights capacity and civil conduct capacity, meaning you are at least eighteen years old and there are no other circumstances preventing you from exercising your civil rights, and you voluntarily sign and strictly perform this Agreement. If you do not have the aforementioned legal capacity to register or use LEAPCAT services, you and your legal guardian shall bear all consequences arising therefrom, and We have the right to cancel your account and reserve the right to hold you accountable. If We discover or have reasonable grounds to suspect that the identity information you provided is illegal, untrue, inaccurate, incomplete, or based on legal and regulatory requirements, We have the right to immediately suspend (or terminate) the provision of services to you and refuse your current or future use of all or part of the functions of This Product. You shall be responsible for any loss caused thereby. If you fail to update your identity information in a timely manner, We will not be able to provide you with services or notices under this Agreement in a timely manner. You shall bear corresponding responsibilities and consequences arising from any errors in related procedures or operations due to your failure to update information, and We reserve the right to terminate your use of the platform services. For the avoidance of doubt, the platform may require you to provide additional supporting documents due to laws and regulations, regulatory compliance requirements, and operational needs. You shall provide them in a timely manner as required. If you fail to provide such documents after being notified again by the platform, the platform has the right to suspend or terminate your right to use the platform services. Please keep your Service Account information and password secure. You will be responsible for any actions taken under your username and password. Please promptly notify Us if you suspect any unauthorized use of your Service Account. You may cancel your Service Account by following LEAPCAT’s account cancellation procedure. We may also cancel your Service Account if you do not log in for a long period after registration. You shall be responsible for any loss incurred therefrom.

4. Use of Product

This Product is free. You may download, install, and use This Product for non-commercial personal use. You may copy and disseminate This Product for non-commercial personal use, but you shall ensure the integrity and authenticity of the copy and dissemination, including all contents of this Agreement. You may use the following services provided by LEAPCAT through This Product: Information Display: This Product assists cooperative institutions in providing you with information display services for securities and financial products through technical means. However, relevant securities and financial product data displayed on this platform is for reference only; all data shall be based on the system data of securities companies and other financial institutions. Account Management Services: This platform provides you with account-related services such as account registration, account maintenance, account operation activities and historical records, account information inquiries, and account retrieval. Other Services: Other services that We provide to you from time to time. For the avoidance of doubt, you agree that We may determine and modify the scope, features, and categories of LEAPCAT services at any time.

5. Rules of Conduct and Notices

Notices to Users (1) You understand and agree that identity authentication elements are the sole basis for Us to identify you. You shall keep your identity authentication elements properly and shall not disclose them to any third party or allow any third party to use them. We shall not be liable for any losses or consequences caused by your active disclosure or non-platform-related account disclosure, or because you have been attacked, defrauded, etc. You shall seek compensation from the infringer through judicial, administrative, or other remedies. (2) To provide you with effective services, This Product will use necessary resources of the terminal equipment on which you have installed This Product. You may be responsible for data traffic costs incurred during the use of the software. (3) LEAPCAT will make reasonable efforts to ensure the security of your data stored in This Product and related services in accordance with relevant laws and regulations, but We do not provide any guarantees in this regard. (4) If you stop using This Product and LEAPCAT related services, or the services are terminated or cancelled, We may permanently delete your data from the server. After service stops, terminates, or is cancelled, We have no obligation to return any data to you. (5) The securities fund information you inquire through This Product is provided by the corresponding securities company. Your actual securities fund information is subject to the records of the corresponding securities company. If you have any objections to the securities fund information on This Product, you may directly contact the corresponding securities company for consultation. (6) We may modify and change the charging standards and methods of charged services according to actual needs. We will notify or announce on the corresponding service page before such modifications, changes, or charges take effect. If you do not agree to the above modifications, changes, or paid content, you shall stop using the service. (7) You agree that We may send various information to your mobile phone number, email address, and other contact information. Such information shall be deemed received and understood by you. User Responsibilities and Obligations (1) You agree not to take any of the following actions when using the Product or Service:(i) upload, post, transmit, disseminate, or store any information that intentionally or unintentionally violates any applicable laws and regulations promulgated by applicable securities and exchange authorities, or any rules of any national or other securities exchange;(ii) upload, post, transmit, disseminate, or store any information in breach of the laws and regulations of the applicable jurisdiction;(iii) upload, post, transmit, disseminate, or store any information that infringes others’ legal rights such as rights of reputation, image, trade secrets, patents, trademarks, copyrights, rights of privacy or publicity, or other proprietary rights;(iv) upload, post, transmit, disseminate, or store any information that infringes the interests of other users or any third party;(v) upload, post, transmit, disseminate, or store any information invasive of another’s privacy, personal information, or material;(vi) upload, post, transmit, or disseminate any disturbing, advertising, “SPAM,” or harassing information;(vii) upload, post, transmit, or disseminate any rumors, false statements, or other untrue information;(viii) upload, post, transmit, disseminate, or store any information that interferes with or disrupts the operation of the Product or Service;(ix) upload, post, transmit, disseminate, or store any other unlawful or public interest violating information. (2) You may use the Product and Service to upload and post your original views, or other views, data, text, information, usernames, pictures, images, personal information, videos, third-party links that you are authorized to upload and post (“Uploaded Content”). You undertake that:(i) you have any and all rights to your Uploaded Content, or you have obtained due and complete authorization for your Uploaded Content; and(ii) your uploading of Uploaded Content and the Uploaded Content itself does not infringe upon others’ interests and rights. (3) You understand and agree that LEAPCAT may manage or delete any Uploaded Content according to our own rules and policies without giving prior or subsequent notice to you. We establish our own rules and policies for the management and deletion of Uploaded Content without seeking your views or making them available to you.

6. Market Data

You confirm and promise that you have a certain understanding of common knowledge in the financial market when using This Product or accepting LEAPCAT services, and you are fully aware of and voluntarily assume relevant market risks. You understand and agree that some services of This Product (including but not limited to securities and financial product trading services, etc.) will be directly provided to you by third-party cooperative institutions. We will take relevant inspection and monitoring measures in accordance with the law to protect your legitimate rights and interests as much as possible. However, due to the separation of information and physical objects in the information network environment, This Product cannot review the authenticity and completeness of service information one by one, nor can it review the quality, safety, and legality of the services involved in transactions one by one. You understand and are willing to assume the risks that may arise from using these services. You understand and agree that in the course of using the services of this platform, you may encounter force majeure, technical risks, and other factors that interrupt the services of this platform. When the following situations occur, We will strive to cooperate with relevant parties as soon as possible, but We shall be exempt from liability within the scope permitted by law for losses caused to you: (1) Force majeure factors such as floods, earthquakes, storms, and other natural disasters, epidemics, strikes, riots, wars, government actions, judicial administrative orders, etc.;(2) Failure of computer software, systems, hardware, or communication lines of you, the platform, or partner organizations, or other reasons causing you to be unable to use the platform;(3) Due to power supply failures, communication network failures (including but not limited to failure or delay of electronic communication, interception or manipulation of electronic communication by computer programs) or your own factors (including but not limited to improper operation, incorrect order placement, using platform services in an unauthorized manner) or third-party factors (including but not limited to computer viruses, Trojan horses, or other malicious programs, hacker attacks, etc.);(4) When This Product has been managed in good faith, due to factors such as routine or emergency equipment and system maintenance, equipment and system failures, defects, network and data security, technical risks, etc.;(5) Other circumstances beyond Our control or reasonably foreseeable. When you use the services of this platform, We are not responsible for the following risks:(1) Anonymous or pseudonymous information from others containing threatening, defamatory, offensive, or illegal content;(2) Suffering from misleading, deceiving, or otherwise causing any psychological or physical harm and economic loss. When you use the services of this platform, We have the right to deal with illegal content within the scope prescribed by law, which does not constitute Our obligation or liability.

7. Privacy Protection

We attach great importance to the protection of your privacy. Your personal privacy information will be protected and regulated in accordance with the Privacy Policy. For details, please refer to the “LEAPCAT Privacy Protection Policy.”

8. Intellectual Property

The intellectual property rights of the content of This Product (including but not limited to web pages, interface design, layout framework, text, audio, video, pictures, or other materials) are owned by LEAPCAT or other relevant rights holders. The trademark rights, patent rights, copyrights, and other intellectual property rights of This Product belong to LEAPCAT.

9. Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of Leapcat’s place of incorporation. Any dispute, controversy, or claim arising out of, relating to, or in connection with this Agreement, including any dispute regarding the construction, validity, interpretation, termination, enforceability, or breach of this Agreement, shall be brought before the courts located in Leapcat’s place of incorporation.